Workers’ Compensation in Oklahoma

All employers in the State of Oklahoma are required to have a work injury compensation under the Workers’ Compensation Act. Workers’ compensation benefits pay for the employee’s work-related injuries or illnesses. This also serves as the employer’s protection against lawsuits.

Workman’s compensation became a mandatory law in most states in the United States to give the employees access to quality medical services when they get injured while at work and financial assistance when the job-related injury or illness caused them to miss work, or worse to suffer from disability.

Workers’ Compensation Coverage

The workers’ comp policy pays for the medical expenses including physical rehabilitation and lost income when an employee meets an accident or contract an occupational illness because of his or her work regardless of who is at fault. Furthermore, this covers the medical supplies, procedures, and other treatments necessary to cure the patient medical condition. There is also a vocational rehabilitation offered to employees returning to work or wanting to find a new job despite their disability.

Lost wages are also compensated by this accident insurance. It recompenses 70% of the employee’s weekly wage prior to injury up to a maximum amount determined by the Oklahoma Workers’ Compensation Commission.

Fines and Penalties

In Oklahoma, full-time and part-time employees can have access to a workers’ compensation benefits. But that is if their employers are faithful to the law and makes sure that the premium payment for the policy is made consistently.

The State has a directive that employers who will violate the law will be charged of up to $1,000 per day of every day uninsured.

“Slick, Quick and Easy” Way of Getting Workers’ Compensation

SynchronoSure®’s Workers’ Compensation is a business insurance that pays for the medical care for workers who suffer from on-the-job injuries or illnesses and covers financial loss such as lost wages when the employee cannot work due to injury or sickness. This product also protects the business’ assets from lawsuits.

We aim to deliver our tagline “Slick, Quick and Easy” to our customers and producers by generating a quote in 5 minutes. Normally, it takes days to be approved for an insurance in the U.S., but we created an augmented underwriting process, combining data and information, artificial intelligence, and the expertise of our capable, experienced underwriters, to make the application process easy. We are also offering competitive commissions to our registered producers with no carrier appointment necessary and no premium volume commitment.

Our Workers’ Compensation has an Insurance-As-A-Service™ Resources that gives you value-added resource for legal, human resource management, risk management, mental health, ergonomics and loss mitigation services.

Meeting the requirements of state laws, our Workers’ Compensation does not charge Assigned Risk Adjustment Program (ARAP) surcharges that is in Oklahoma Assigned Risk Program. We have a broad appetite for small account Workers’ Compensation risks. Check our 1,000+ payroll classifications here.

Benefits of Workers’ Compensation

The coverage of the workman’s compensation are as follows:

Medical Expenses


All forms of medical expenses are covered, including the hospital travel costs.

Lost Wages


Workers’ Comp has a lost wages assistance program for employees who are unable to work for weeks due to the work-related accident. This cash assistance is paid on a weekly basis.

Death Benefits


When the work-related accident or disease results to a tragic demise of an employee, the workers’ compensation benefits will also provide for the funeral expenses and give financial assistance to the bereaved family of the victim. The amount of death benefit is based on the standing of the deceased employee in the family income if he or she is the sole provider of the family or only contributes to the family’s income.

Disability Benefits


The Workers’ Compensation insurance covers the employees who become partially or totally incapacitated from performing the hazardous work or because of suffering from an occupational disease. The temporary and permanent disability are counted.

Vocational Training


To help the affected employee in re-employment or start a new career, part of the insurance coverage is a vocational evaluation, training, and counselling for a new job.

INSURANCE PRODUCERS: Register with SynchronoSure® today and start earning!

Get a quote in 5 minutes or less. No carrier appointment necessary. No premium volume commitment. We pay competitive commissions on premium collected. SynchronoSure® trades with Insurance Carriers that are A- or higher rated by A.M. Best

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