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What is Workers' Compensation for Dairy Workers?
Workers’ Compensation, also known as Workman’s Comp, is business insurance that provides for the medical care for workers who suffer work related injuries or illnesses and also provides for lost wages due that arise when the employee is injured and cannot work.
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Workers compensation coverage helps protect your business in many ways including protection against:
Why do Dairy Business Owners need insurance?
A job at dairy industry can be seriously dangerous. It is because the dairy store, plant, or farm supervisors, animal workers, milk inspectors, sanitation workers, machine operators, drivers, etc. are exposed to a lot of internal and external risks.
In dairy farms, the cows and cattle get stressed. The stressed animal can end up kicking, striking, or stepping on animal workers when they enter the animal’s flight zone or blind spot to do certain activities like feeding or milking them, or injecting vitamins or vaccines. And that is indeed a weighty problem. The worker can break a rib from a hard hit of the cow. And he needs a workers’ comp benefits to be given medical attention right away without worrying where to get the money for an untimely expense.
The most common dairy industry hazards are as follows:
• artificial insemination
• handling of animals
• handling and storing chemicals
• confined spaces
• management of effluent ponds
• hazards with electricity
• machine and moving parts (i.e., belts and pulleys, blades and shear points, chains and sprockets, flywheels and gears, and rotating shafts)
• manual handling tasks (i.e., milking, cattle restraint, lifting feed or additive bags and carrying buckets of milk or water)
• noise hazards
• building a shed
• slips, trips and falls
At any moment, the workers can catch any of these hazards that can badly affect their health and their jobs. When there is a shortage in manpower, the business is affected too. To help your small business, SynchronoSure®’s Workers’ Compensation provides protection from medical benefits, lost wages and death benefits to the injured employees. This insurance can also protect the employer from lawsuits if the employee files for workplace negligence.
Most states in the U.S. require the employers to apply for a workman’s compensation. It is only fitting to insure the employees with a proper indemnity coverage as they give their best to their work. To get the best workers’ comp insurance for your business, apply with SynchronoSure® now.