Workers Compensation for Carpentry Shop Only and Drivers

What is Workers' Compensation for Carpentry Shop Only and Drivers?

Workers’ Compensation, also known as Workman’s Comp, is business insurance that provides for the medical care for workers who suffer work related injuries or illnesses and also provides for lost wages due that arise when the employee is injured and cannot work.

Our Appetites: We prefer low and moderate hazard risks.

Competitive Commissions: We pay competitive commissions on premium collected.

CLICK HERE to see the list of Workers Comp Eligible Classes of Businesses

Workers compensation coverage helps protect your business in many ways including protection against:

Phraseology: Carpentry Shop Only and Drivers

Description: Applicable to insureds whose operations consist of the mfg. and/or assembly of wood products in a shop.re a risk deals in any lumber or building materials or in any fuel and materials in addition to performing carpentry shop operations, all yard operations, including all drivers, shall be put in the appropriate yard classification. Applicable to shop work.

Who does workers’ compensation protect?

Workers’ compensation protects both the employer and employee.  Employers are protected when they need to pay for and employee’s work-related injuries or illnesses. It protects employees by providing indemnity for lost wages arising from work-related loss or injury.

At SynchronoSure, we have a broad appetite for small account workers’ compensation risks:

Eligible Businesses

We have broad appetites for small account workers compensation risks:

  • More than 1000 available payroll classifications (certain limitations apply for class codes in hazard grades E and F, no coverage for hazard grade G class codes)
  • Maximum unmodified manual premium of $35,000
  • Maximum experience modifier of 1.35
  • Willing to underwrite risks currently insured in Assigned Risk Plans
  • Minimum policy writing premium of $1,000

Workers Comp Coverage

Maximum Limits

  • Employers Liability with limits up to $1 million / $ 1million / $1 million

Installment Options

  • Annual
  • 2 Pay (to bind coverage, 20% down + first installment required)
  • 4 Pay (to bind coverage, 20% down + first installment required)
  • 10 Pay (to bind coverage, 20% down + first installment required)
Preferred method of payment is ACH, credit card payments accepted in certain states and may result in additional fees. Policy forms, invoices and policyholder notices are sent electronically.
Visit the Insurance-As-A-Service™ Resources page available to policyholders for access at your fingertips a suite of value added resources for legal, human resource management, risk management, mental health, ergonomics and loss mitigation services.
Skip to content