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What is Workers' Compensation for Beery or Vineyard Workers?
Workers’ Compensation, also known as Workman’s Comp, is business insurance that provides for the medical care for workers who suffer work related injuries or illnesses and also provides for lost wages due that arise when the employee is injured and cannot work.
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Workers compensation coverage helps protect your business in many ways including protection against:
Why do Berry and Vineyard Business Owners need insurance?
Workers in the vineyards and wineries are facing many hazardous activities that can lead to grave injuries and occupational diseases, or if the situation develops in the most serious or unpleasant way it can result to death of the worker. You can only calculate the risk based on the health and safety protocols in your business. But dangers cannot be avoided no matter how frequent you record the safety incidents. And for the unlucky days, your workers should be protected with the best workers’ comp insurance.
Our workers’ comp benefits will pay for the immediate and ongoing medical treatments of your injured employee, as well as cover his or her lost income due to disability. As the employer, you can be protected from employee suits that may arise if your have proper protection provided by the employers’ liability in your workman’s compensation insurance. It reduces the risks that you may be sued by your employees.
Your vineyard workers are exposed to lacerations, wrist and hand problems due to several hours of pruning, and occupational allergies and asthma caused by the insect pests growing on the vines. On top of that, they are also exposed to the solar radiation and thermal stress from working outdoors. And in the winery, a new machine operator might get confused with the color codes and burst one of the pipes. Whether full-time or part-time workers, long-term employees or new hires, they deserve to have the much-needed protection for their work.
There is a lot of negative things that can happen if you refuse to comply to the state-mandated workers’ compensation coverage. Aside from paying the expensive litigation costs, you might face imprisonment. A failure to carry workmen’s comp can drag your business to its end. You don’t have to wait for an employee’s claim and lawsuit to be filed against you before you act upon the situation and respond right. You can do it now by obtaining for liability and workers’ comp insurance. Don’t allow unintended events to ruin your business cashflow. Getting a small business workers’ comp is the solution to your fear of badly timed accidents.