GigBOP® is a package insurance for the gig workers, contractors, freelancers, and one-person bands. Coverage includes Business Personal Property, Business Liability, and Miscellaneous Professional Liability, uniquely crafted to meet the needs of modern small businesses. Available in all 50 states on an E&S basis.
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Coverage Highlights

Up to $5,000,000 in sales
Up to 25 employees

Minimum policy writing premium of $350


More than 183 available class codes representing Artisan Manufacturing, Direct Retail, Online Retail and Service segments.

We cover business ranging from home-based to small commercial tenants in shared workspaces, including start-ups
  • Artisan: bakers, candles, candy, costume jewelry
  • Direct Retail: pet supplies, gifts & home décor
  • Online Retail: clothing & accessories, specialty foods, pet supplies
  • Services: auctioneers, management consultants, bookkeepers, lifestyle instructors, fitness professionals, massage therapists, even pet sitters and dog walkers
  • $250,000 for Business Personal Property
  • From $100,000/$200,000 up to $1,000,000/$2,000,000 for Business Liability
  • From $100,000 up to $1,000,000 for Miscellaneous Professional Liability
  • Service & Retail enhancement endorsements available
  • Drone liability available
  • Annual due at inception
  • See list of over 183 eligible class codes (here)

Frequently Asked Questions

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Yes, a completed Acord125 and 126 signed by the insured is required to issue the policy.
GigBOP® offers higher policy limits than a HO Home Business Endorsement for important coverages like General Liability and Business Personal Property. GigBOP® can provide coverage for Professional Liability, Theft, Employee Benefit Liability and Hired and Non-Owned Auto Liability. In addition, SynchronoSure’s GigBOP® allows a broader range of acceptable business types than most HO Endorsements. Most HO Endorsements will not cover a business with over $250,000 in annual revenue, GigBOP® can cover businesses with up to $5 Million in annual revenue and 25 employees (including the owner).
Yes, however the location should be listed as an additional location on the submission.
GigBOP® is a surplus lines program. We require that you complete our online application. You will need to submit your state’s completed diligent search form and completed Acord 126 and Acord 125 forms signed by the producer and insured.
Policy changes and endorsements must be submitted by the insured’s agent to SynchronoSure.
No, Business Interruption Coverage is not available with GigBOP®.
No, GigBOP® is not a Commercial Auto program. Hired and Non-Owned Auto coverage can be included for incidental Auto use. Businesses with Auto risks, including delivery and livery exposures, should get a separate Commercial Auto insurance policy.

Friction-Free Insurance Offers for a 24/7 World.™

We live in a 24/7 deliver-to-your-doorstep world. So why should placing small-business insurance take weeks? With policies underwritten at retail agencies and wholesalers within minutes, you can get offers from customers just as quickly – and then get on to winning even more.

About Us

More. Better. Great™

Synchrono Group Inc., dba SynchronoSure®, is a state-of-the-art, digital underwriting and professional services business, intentionally built to leverage the convergence of technology and insurance through applications of proprietary artificial intelligence and predictive analytics capabilities, combined with recognized expertise in insurance and reinsurance industries.

Our Offices

United States
8521 Six Forks Road, Suite 105, Raleigh NC 27615, United States

28th Floor Tower 2, The Enterprise Centre, 6766 Ayala Ave., Makati City, Metro Manila, Philippines 1226

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Careers - We are Hiring

We are looking for Senior Production Underwriters! Apply today.
  • E&S Excess Liability
  • Workers Compensation
  • BOP
  • E&S Commercial Property
Synchrono Group, Inc. (dba SynchronoSure®), is a Delaware domiciled company. SynchronoSure® work with agents, brokers, and wholesalers. We are the underwriting arm for our carriers for our products. We underwrite products both on an admitted and surplus lines basis, dependent on the product and state. California license # 6002686. See all licenses here. Synchronosure Insurance-As-A-Service® © 2022 All Rights Reserved
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