Photography Business Owners Policy

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What is GigBOP - Business Owners Policy for Photography Services?

Business Owners Policy covering Business Personal Property & General Liability with options in Employment Benefit Liability, Professional Liability, and Hired Non-Owned Auto Liability. Designed and tailored solutions for risks related to Gig Economy and emerging industries. Specifically created for home-based business, shared workspace offices, and limited footprint companies.

Businesses eligible for the GigBOP include: Artisan/Servicing Manufacturing, Direct Retail Sales, Online Retail Sales and Services. We have more than 75 classes available.

Competitive Commissions: We pay competitive commissions on premium collected.

GigBOP at a Glance

Why do Photography Business Owners need insurance?

Some people do photography for passion and personal use. But some use it as an opportunity to earn money to have a clearer picture of a prosperous future. Either it is a start-up business with one photographer or a small business with a group of photographers, having an insurance for photographers is essential.

Do you own a small photography studio or business? Or are you considering having one? As you proceed, here are some things you need to know about the photography business and how a photography businessowners policy can help you.

The most common risk of a photography business is the damage on the valuable equipment like cameras, prime lenses, SD memory cards, lighting equipment, etc. Given the fact that this business acquires a lot of expensive high-tech items, and most paid photographers go from place-to-place meeting different people, it is also at risk of theft. While doing a photoshoot, the client might trip over the wires of the equipment and get injured. The rented space for a photoshoot is also susceptible to damage, such as walls, flooring, furniture, and other home decorations.

SynchronoSure® created an insurance called GigBOP, a micro-bop policy that is specifically designed for small and start-up businesses and services within the gig economy. We offer a photography insurance to cover your claims on damage items and properties, copyright infringement, legal costs, and accidents at the studio or at an events place that involve your business and cause bodily injury. Accidents related to the use of a for-hire auto is also covered. When your clients sue you for your professional service, GigBOP also has compensation for the errors and omissions in performing your professional photography services.

You capture life moments that are meaningful to your clients. We capture the important aspect of your profession by giving your business the right protection with our photographers’ insurance.

Accepts payment via credit card or ACH. Policy forms, invoices and policyholder notices are sent electronically.

Visit the Insurance-As-A-Service™ Resources page available to policyholders for access at your fingertips a suite of value added resources for legal, human resource management, risk management, mental health, ergonomics and loss mitigation services.


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