Fitness Instructors Business Owners Policy

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What is GigBOP - Business Owners Policy for Fitness Instructors Services?

Business Owners Policy covering Business Personal Property & General Liability with options in Employment Benefit Liability, Professional Liability, and Hired Non-Owned Auto Liability. Designed and tailored solutions for risks related to Gig Economy and emerging industries. Specifically created for home-based business, shared workspace offices, and limited footprint companies.

Businesses eligible for the GigBOP include: Artisan/Servicing Manufacturing, Direct Retail Sales, Online Retail Sales and Services. We have more than 75 classes available.

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GigBOP at a Glance

Why do Fitness Instructors Business Owners need insurance?

Staying fit makes someone feel confident in so many ways. Thereby a lot of fitness enthusiasts put up a business or offer personal service training people to become physically fit and healthy. Having a mental focus on balanced diet and exercise are the key factors to longer and healthier life.

Those who own small fitness training centers dream of having a business that will last long. In line with that, having a healthy relationship with business partners and clients are very important. How can that be even possible? Believe it or not, but an insurance for fitness instructors plays a vital role in this circumstance.

How can an insurance help in keeping a healthy business?

• A client who is on his way to the washroom trips over an exercise equipment that has not been returned to racks and fractured his ankle. Your fitness training insurance will cover the medical bills and rehabilitation of the injured client. That way, your client will feel that he is valued. He might consider returning to your fitness program after his recovery from the accident.
• You got one of your gym equipment broken and you often borrow a truck from a friend to bring it to the repair shop. On the road, the truck meets and accident that caused serious damage to the other driver and his vehicle. In your fitness training businessowners policy, you have the option to add a Hired and Non-Owned Auto Liability coverage that will pay for the repairs on the other automobile as well as the medical expenses of the injured driver.
• You are holding a private fitness training at one of your clients’ home. You completed the sessions after a several weeks, but the client felt that nothing has changed in his physical appearance and wanted to file a lawsuit against you for negligence, false advertising, and failure to deliver services. Knowing that you did your part on your client’s demands, your fitness instructor insurance can defend you from suit judgements in court.

If staying fit makes someone feel confident and healthy, being covered makes you feel secure that your business will remain strong in the industry. Apply for SynchronoSure® GigBOP – businessowners insurance today. 

Accepts payment via credit card or ACH. Policy forms, invoices and policyholder notices are sent electronically.

Visit the Insurance-As-A-Service™ Resources page available to policyholders for access at your fingertips a suite of value added resources for legal, human resource management, risk management, mental health, ergonomics and loss mitigation services.


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