Catering Services Business Owners Policy

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What is GigBOP - Business Owners Policy for Catering Services?

Business Owners Policy covering Business Personal Property & General Liability with options in Employment Benefit Liability, Professional Liability, and Hired Non-Owned Auto Liability. Designed and tailored solutions for risks related to Gig Economy and emerging industries. Specifically created for home-based business, shared workspace offices, and limited footprint companies.

Businesses eligible for the GigBOP include: Artisan/Servicing Manufacturing, Direct Retail Sales, Online Retail Sales and Services. We have more than 75 classes available.

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GigBOP at a Glance

Why do Catering Services Business Owners need insurance?

With SynchronoSure®’s micro-business owners insurance called GigBOP, caterers are given the proper insurance coverage they need for their business. Our catering insurance is here to provide you compensation for damages on properties, bodily injury of a third party, accidents relating to non-owned vehicles used for business purposes, professional liability, and employment benefit liability.

Independent caterers or small catering companies are not required to have a caterers’ insurance but carrying one can be beneficial for the business in the long run. In life, accidents are part of growing. Same thing is true with the business, unexpected happenings teach us how to respond right the next time it happens. But you don’t have to wait for such mishap to happen before you learn to act upon the situation. Getting an insurance is one way for you to prepare for the unforeseen expenses.

Having an insurance for caterers is like making room for accidents to your business, allowing people to grow, allowing yourself to experience it firsthand and learn from it. In the kitchen, one of your caterers might slip over a wet floor. It will not only result to unnecessary medical costs for the injury on the side of the caterer, but the wasted food or drink is also a loss. Being the business owner, your employees are your responsibilities.

What if a spoiled gourmet meal was served by accident? Your customers will surely charge you for it even if you do not have any intention to ruin their appetite in the first place. And regardless of who is at fault for what happened, you are still liable for the problem. There are also instances when caterers are sued for over-serving alcohol to the guests when an alcohol-related accident happen. If you are confident that it was not your team’s fault, your insurance can help you cover the legal expenses for the complaint including the attorney fees.

A simple catering service can turn out as the worst nightmare of a small catering business like yours. Be ready with your catering businessowners policy before the nightmare happens.

Accepts payment via credit card or ACH. Policy forms, invoices and policyholder notices are sent electronically.

Visit the Insurance-As-A-Service™ Resources page available to policyholders for access at your fingertips a suite of value added resources for legal, human resource management, risk management, mental health, ergonomics and loss mitigation services.

 

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