General Liability is liability coverage that provides protection for premises and operations liability, and products/completed operations liability.
General Liability Eligible Businesses
| Class Code | Description | Exposure Base | Class Type |
|---|---|---|---|
| 10042 | Consumer Electronics and Appliances Rental (NAICS) | Gross Sales | Mercantile |
| 10065 | Art Galleries | Gross Sales | Mercantile |
| 10100 | Bakery--Retail | Gross Sales | Mercantile |
| 10100 | Fast Food--Restaurants--Donut Shops | Gross Sales | Mercantile |
| 10113 | Barber Shop | Gross Sales | Mercantile |
| 10115 | Beauty Parlors and Hair Styling Salons | Gross Sales | Mercantile |
| 10115 | Makeup Services | Gross Sales | Mercantile |
| 10120 | Health Spa or Steam Bath NOC | Gross Sales | Mercantile |
| 10130 | Bazaars--Operated by Insured | Gross Sales | Mercantile |
| 10352 | Confectionery and Nut Stores | Gross Sales | Mercantile |
| 11020 | Catalog and Mail-Order Houses | Gross Sales | Mercantile |
| 11039 | Caterer | Gross Sales | Mercantile |
| 11127 | In-Home Sales of Merchandise--Direct Selling | Gross Sales | Mercantile |
| 11127 | Clothing or Wearing Apparel--Retail--Specialty Stores | Gross Sales | Mercantile |
| 11127 | Consignment Shops--Direct Retail Sales | Gross Sales | Mercantile |
| 11155 | Collectibles and Memorabilia Store | Gross Sales | Mercantile |
| 11155 | Collectibles and Memorabilia--Retail | Gross Sales | Mercantile |
| 11234 | Cosmetics--Direct Retail Sales | Gross Sales | Mercantile |
| 12510 | Sewing, Needlework, and Piece Goods Stores | Gross Sales | Mercantile |
| 13506 | Home Furnishing Stores | Gross Sales | Mercantile |
| 13506 | Gifts and Home Décor--Direct Retail Sales | Gross Sales | Mercantile |
| 13673 | Grocery, Tea or Coffee Dealer--Retail | Gross Sales | Mercantile |
| 14401 | Ice Cream Stores--Only Ice Cream and Related Items | Gross Sales | Mercantile |
| 14401 | Limited Cooking Restaurants--Ice Cream/Yogurt Stores | Gross Sales | Mercantile |
| 14655 | Jewelry--Retail Costume | Gross Sales | Mercantile |
| 14655 | Jewelry--Direct Retail Sales | Gross Sales | Mercantile |
| 14655 | Jewelry Repair | Gross Sales | Mercantile |
| 14913 | Key Duplication | Gross Sales | Mercantile |
| 14913 | Locksmith--Shop and Outside | Gross Sales | Mercantile |
| 15600 | Nail Salons | Gross Sales | Mercantile |
| 15993 | Painting, Picture, or Frame Stores | Gross Sales | Mercantile |
| 16402 | Pet Grooming | Gross Sales | Mercantile |
| 16403 | Store--Pet and Pet Supply--Retail | Gross Sales | Mercantile |
| 16404 | Pet Walking and Sitting Services | Gross Sales | Mercantile |
| 16404 | Pet Training | Gross Sales | Mercantile |
| 16471 | Photo Booth Rental | Gross Sales | Mercantile |
| 16471 | Commercial Photography | Gross Sales | Mercantile |
| 16750 | Electronic Shopping | Gross Sales | Mercantile |
| 16750 | Clothing and Accessories--Online Retail Sales | Gross Sales | Mercantile |
| 16750 | Consignment Shops--Online Retail Sales | Gross Sales | Mercantile |
| 16750 | Cosmetics--Online Retail Sales | Gross Sales | Mercantile |
| 16750 | Gifts and Home Décor--Online Retail Sales | Gross Sales | Mercantile |
| 16750 | Grocery Specialties--Online Retail Sales | Gross Sales | Mercantile |
| 16750 | Jewelry--Online Retail Sales | Gross Sales | Mercantile |
| 16750 | Pet Supplies--Online Retail Sales | Gross Sales | Mercantile |
| 16819 | Restaurants--Operated by Concessionaires | Gross Sales | Mercantile |
| 16901 | Limited Cooking Restaurants--Coffee Bars or Shops | Gross Sales | Mercantile |
| 16902 | Limited Cooking Restaurants--Concession Stands/Snack Bars | Gross Sales | Mercantile |
| 18109 | Shoe Shining Establishment | Gross Sales | Mercantile |
| 18109 | Shoe Repair Store | Gross Sales | Mercantile |
| 18200 | Diet and Weight Reducing Centers | Gross Sales | Mercantile |
| 18200 | Yoga Instruction | Gross Sales | Mercantile |
| 18437 | Household Furnishings NOC--Retail | Gross Sales | Mercantile |
| 18437 | Store--Retail NOC | Gross Sales | Mercantile |
| 18507 | Dressmaking or Tailoring--Custom Exclusively | Gross Sales | Mercantile |
| 40066 | Athletic Programs--Amateur | Number of Games | Miscellaneous |
| 41650 | Wedding Officiant | Area | Miscellaneous |
| 41677 | Accounting Services | Payroll | Miscellaneous |
| 41677 | Bookkeeping Services | Payroll | Miscellaneous |
| 41677 | Decorating | Payroll | Miscellaneous |
| 41677 | Administrative Management and General Management Consulting Services | Payroll | Miscellaneous |
| 41677 | Management Consulting Services NOC | Payroll | Miscellaneous |
| 43151 | Computer Data Processing--Operations | Area | Miscellaneous |
| 43215 | Artists and Performers--Freelance | Number of Shows | Miscellaneous |
| 43215 | Disc Jockey | Number of Shows | Miscellaneous |
| 43215 | Event Performance--Freelance | Number of Shows | Miscellaneous |
| 43215 | Writing, Freelance | Number of Shows | Miscellaneous |
| 44280 | Event, Party or Wedding Planners | Payroll | Miscellaneous |
| 45937 | Direct Mail Advertising | Gross Sales | Miscellaneous |
| 47367 | Payroll Services | Payroll | Miscellaneous |
| 47367 | Genealogy Investigation | Payroll | Miscellaneous |
| 47367 | Executive Search Services | Payroll | Miscellaneous |
| 47367 | Personal Concierge/Assistant | Payroll | Miscellaneous |
| 47367 | Personal Organization | Payroll | Miscellaneous |
| 47367 | Personal Shopping | Payroll | Miscellaneous |
| 47367 | Resume Writing Services | Payroll | Miscellaneous |
| 47367 | Translation and Interpretation Services | Payroll | Miscellaneous |
| 47367 | Court Reporting and Stenotype Services (NAICS) | Payroll | Miscellaneous |
| 47367 | Travel Agencies | Payroll | Miscellaneous |
| 47474 | Professional and Management Development Training | Per Student | Miscellaneous |
| 47474 | Fine Arts Schools | Per Student | Miscellaneous |
| 47478 | Exam Preparation and Tutoring | Per Student | Miscellaneous |
| 49005 | Taxidermist | Gross Sales | Miscellaneous |
| 49617 | Mobile Food Services | Gross Sales | Miscellaneous |
| 49840 | Window Displays | Gross Sales | Miscellaneous |
| 51896 | Clothing Mfg. (Men's and Boys' Cut and Sew Apparel Contractors) | Gross Sales | Manufacturing/Processing |
| 52433 | Electric Housewares and Small Electric Appliances | Gross Sales | Manufacturing/Processing |
| 53374 | Coffee Cleaning, Roasting or Grinding | Gross Sales | Manufacturing/Processing |
| 53734 | Furniture or Woodwork Stripping, Refinishing or Repairing--Shop Only | Gross Sales | Manufacturing/Processing |
| 55802 | Costume Jewelry and Novelty Mfg. | Gross Sales | Manufacturing/Processing |
| 57913 | Pet Food Mfg. | Gross Sales | Manufacturing/Processing |
| 58458 | Newspaper Publishing or Printing--Editing | Gross Sales | Manufacturing/Processing |
| 61224 | Accounting Firm--CPAs | Area | Buildings/Premises |
| 61224 | Advertising Agencies | Area | Buildings/Premises |
| 61226 | Tax Preparation Services | Area | Buildings/Premises |
| 66561 | Offices of Misc. Health Practitioners | Area | Buildings/Premises |
| 66561 | Misc. Health Practitioners--Masseuse--Licensed | Area | Buildings/Premises |
| 67508 | Language Instruction | Area | Buildings/Premises |
| 68707 | House Sitting | Area | Buildings/Premises |
| 91177 | Auctioneers--Not Livestock | Payroll | Contracting/Servicing |
| 91177 | Estate Sale Management | Payroll | Contracting/Servicing |
| 91405 | Carpet, Rug, or Upholstery Cleaning--Outside | Payroll | Contracting/Servicing |
| 91555 | Computer Device Installation, Inspection, Service or Repair | Payroll | Contracting/Servicing |
| 91636 | Detective or Investigative Agencies--Private--Office | Payroll | Contracting/Servicing |
| 91805 | Drafting | Payroll | Contracting/Servicing |
| 92451 | Satellite Dish Installation--Erection of Dish and Auxiliary Equipment | Payroll | Contracting/Servicing |
| 92663 | Architectural or Engineering Firm--Clerical | Payroll | Contracting/Servicing |
| 94617 | Freight Forwarder | Payroll | Contracting/Servicing |
| 95357 | Geophysical Exploration NOC--All Employees | Payroll | Contracting/Servicing |
| 95625 | Handyperson | Payroll | Contracting/Servicing |
| 96317 | Appraisal Services | Payroll | Contracting/Servicing |
| 96317 | Inspection of Risks for Insurance or Valuation Purposes NOC | Payroll | Contracting/Servicing |
| 96317 | Building Inspection Services | Payroll | Contracting/Servicing |
| 96611 | Interior Decorators | Payroll | Contracting/Servicing |
| 96611 | Interior Design Services | Payroll | Contracting/Servicing |
| 96816 | House Cleaning | Payroll | Contracting/Servicing |
| 97050 | Lawn Maintenance--Commercial or Domestic | Payroll | Contracting/Servicing |
| 98111 | Office Machine Installation, Inspection, Adjustment, or Repair | Payroll | Contracting/Servicing |
| 99505 | Aquarium Cleaning Services | Payroll | Contracting/Servicing |
| 99505 | Swimming Pool Servicing | Payroll | Contracting/Servicing |
| 99793 | Trucking--Mail, Parcel, or Package Delivery--Drivers in Connection Therewith | Payroll | Contracting/Servicing |
| 99793 | Last Mile Delivery (w/o Installation) | Payroll | Contracting/Servicing |
| 99793 | Last Mile Delivery (w/ Installation) | Payroll | Contracting/Servicing |
| 99793 | Trucking Operations | Payroll | Contracting/Servicing |
| 99975 | Window Cleaning Not Above Ground Level | Payroll | Contracting/Servicing |
| 99793 | Truck Broker | Payroll | Contracting/Servicing |
About Us
More. Better. Great™
Synchrono Group Inc., dba SynchronoSure®, is a state-of-the-art, digital underwriting and professional services business, intentionally built to leverage the convergence of technology and insurance through applications of proprietary artificial intelligence and predictive analytics capabilities, combined with recognized expertise in insurance and reinsurance industries.
Synchrono Group Inc., dba SynchronoSure®, is a state-of-the-art, digital underwriting and professional services business, intentionally built to leverage the convergence of technology and insurance through applications of proprietary artificial intelligence and predictive analytics capabilities, combined with recognized expertise in insurance and reinsurance industries.
Our Offices
United States
8521 Six Forks Road, Suite 105, Raleigh NC 27615, United States
Philippines
28th Floor Tower 2, The Enterprise Centre, 6766 Ayala Ave., Makati City, Metro Manila, Philippines 1226
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We are looking for Senior Production Underwriters! Apply today.
- E&S Excess Liability
- Workers Compensation
- BOP
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Synchrono Group, Inc. (dba SynchronoSure®), is a Delaware domiciled company. SynchronoSure® work with agents, brokers, and wholesalers. We are the underwriting arm for our carriers for our products. We underwrite products both on an admitted and surplus lines basis, dependent on the product and state. California license # 6002686. See all licenses here.
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