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Follow Form Excess Liability

Follow Form Excess Liability policies provide coverage above the limits of the scheduled underlying coverage. It offers no broader protection than that provided by the underlying policy.

Coverage Highlights

01
Up to $25,000,000 in annual revenue
02
Minimum Attachment Points
  • $1,000,000/2,000,000/$2,000,000 – Underlying GL per location
  • $1,000,000 CSL – class weights low and medium
  • $5,000,000 CSL – class weights heavy, extra heavy, all other (may consider $2,000,000 CSL if we control the primary)
  • $1,000,000 low hazard states
  • $2,000,000 moderate to high hazard states
  • $1,000,000/$3,000,000 where PL exposure
    is incidental to overall exposure
03
Minimum policy writing premium is $2,500
04
Covers Primary Commercial General Liability, Primary Commercial Auto Liability, Liquor Liability, and Miscellaneous Professional Liability
05

Minimum Capacity Charges apply to individual per million of limit offered

  • Retail/Wholesale operations
  • Service/Office/Lessors Risk only exposures
  • Manufacturing – avoiding production of
    items with long-tail exposures
  • Contracting/construction in select jurisdictions
  • Selected Hospitality and Restaurant Exposures – liquor sales < 25% gross receipts
  • Maximum Coverage afforded is $5,000,000 attaching generally between $1 million from ground up and $6 million from ground up.
  • Annual.
  • Annual due at inception.
  • Download to see the list of more than 500 allowable class codes (link) Excluded classes are Long Haul Trucking and Northeast U.S. Construction.

Frequently Asked Questions

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Yes, a completed Acord 131 signed by the insured is required to issue the policy.
In most cases where the underlying policy is ISO-based, defense costs are outside of the policy limit.
A copy of the current underlying quotes, including pricing and terms.
If the insured has more than one scheduled location, the underlying policy terms would indicate if coverage applied per location/project.
Yes, in order for the risk to qualify for coverage, US based operations are required.

Friction-free insurance offers for a 24/7 world.

We live in a 24/7 deliver-to-your-doorstep world. So why should placing small-business insurance take weeks? With policies underwritten at retail agencies and wholesalers within minutes, you can get offers from customers just as quickly – and then get on to winning even more.

About Us

More. Better. Great

Synchrono Group Inc., dba SynchronoSure®, is a state-of-the-art, digital underwriting and professional services business, intentionally built to leverage the convergence of technology and insurance through applications of proprietary artificial intelligence and predictive analytics capabilities, combined with recognized expertise in insurance and reinsurance industries.

Our Offices

United States
8521 Six Forks Road, Suite 105, Raleigh NC 27615, United States

Philippines
28th Floor Tower 2, The Enterprise Centre, 6766 Ayala Ave., Makati City, Metro Manila, Philippines 1226

Contact Us

Phone
888.389.0439

Email
marketing@synchronogroup.com
techsupport@synchronogroup.com
customersupport@synchronogroup.com

Synchrono Group, Inc. (dba SynchronoSure®), is a Delaware domiciled company. SynchronoSure® work with agents, brokers, and wholesalers. We are the underwriting arm for our carriers for our products. We underwrite products both on an admitted and surplus lines basis, dependent on the product and state. California license # 6002686. See all licenses here.

SynchronoSure © 2022 All Rights Reserved

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